Convenience

MemberCard

  • Provides access to over 500,000 ATMs world-wide through the Interac, Cirrus, and Acculink systems, as well as access to over 400,000 Direct Payment Terminals in Canada.
  • In Canada, with an OWCU MemberCard withdrawals, from savings or chequing accounts, can be made at any ATM displaying the Interac symbol.
  • Ding Free ATM withdrawals and free ATM deposits at deposit taking Exchange Network® ATMs (see ATM locator on OWCU home page)
  • Internationally, ATM withdrawals may be made from chequing accounts, at ATMs displaying the Cirrus® symbol.

Direct Payment

Pay for purchases at any participating retail location using the MemberCard. Direct Payment transactions can be made from chequing or savings accounts.

ATM Deposits

Deposits of cheques or cash can be made at many ATM locations throughout the City of Ottawa and beyond.

ATM Locations

The easy way to save time and money with 24-hour access seven days a week.

THE EXCHANGE® Network gives you convenient access to your accounts at over 1,350 full-service ATMs across Canada, without paying additional surcharges.

You can use virtually any ATM anywhere, with a fee. Here are the ATM locations that will not charge a fee, and where our members can make deposits.

In Canada the Exchange Network includes:

  • Many Ontario Credit Unions
  • Alterna Savings
  • Canadian Western Bank
  • National Bank
  • Citibank
  • HSBC
  • All BC Credit Unions

MasterCard

Credit Union MasterCard offers a wide range of credit card products with unique features designed to fit your needs.

All Credit Union MasterCard credit cards provide you with convenience, financial flexibility and security. Use a Credit Union MasterCard credit card both locally and internationally, wherever you see the well-known MasterCard Logo.

Whether you are booking a flight, paying tuition, or purchasing supplies for your business, Credit Union MasterCard has the credit card to meet your needs.

Available Credit Union MasterCard credit cards:

  • Low Fee MasterCard
  • Low Fee with CHOICE Rewards*
  • No Fee MasterCard
  • Gold MasterCard
  • Gold with CHOICE Rewards*
  • Platinum Class MasterCard
  • Student MasterCard
  • Student with CHOICE Rewards*
  • Business Card MasterCard

No matter which card you choose…these core features are automatically yours with every Credit Union MasterCard credit card offered by the OWCU:

  • Global acceptance at 17,000,000 locations worldwide
  • ATM Access at over 440,000 locations in 220 countries and territories on 7 continents
  • Emergency cards and emergency cash with one phone call
  • Master RoadAssist 24-hour roadside assistance at preset rates
  • Lost and stolen card assistance 24 hours a day, 7 days a week

Don’t have a Credit Union MasterCard? Click here to view the wide range of choices and even apply online.

You can even take advantage of the ‘Choice Rewards’* program…every time you use Your Credit Union MasterCard for purchases, you receive points redeemable for merchandise and/or travel certificates. Choice Rewards are available on the Low Fee, Gold, No Fee Loyalty and Student cards. View the features and benefits of Choice Rewards.

Get your MasterCard balance on-line.