Interest Rates

Please Note:

  • Interest rates are subject to change without notice.
  • Rates shown are calculated on a per annum basis.

Savings Accounts

Item Rate
Premium Savings 0.10%
Daily Interest Savings 0.10%

Registered Retirement Savings Accounts

Item Rate
RRSP/RRIF 1 Year 1.15%
RRSP/RRIF 2 Year 1.30%
RRSP/RRIF 3 Year 1.40%
RRSP/RRIF 4 Year 1.60%
RRSP/RRIF 5 Year 1.85%
RRSP/RRIF Variable 0.25%

Term Deposits

Time Period $ 5000 Plus (Non-Redeemable) $ 5000 Plus (Redeemable)
30 Days 0.40% 0.30%
60 Days 0.50% 0.30%
90 Days 0.50% 0.35%
120 Days 0.55% 0.35%
150 Days 0.75% 0.60%
180 Days 0.75% 0.60%
270 Days 0.80% 0.60%
1 Year 0.90% 0.65%
2 Year 1.10% 0.85%
3 Year 1.25% 0.95%
4 Year 1.40% 1.15%
5 Year 1.75% 1.50%
Call Rates N.A 0.02%

Loans & Mortgages

Item Rate
Variable Rate Loans & Lines of Credit :Secured by Deposits 8.75%
Variable Rate Loans & Lines of Credit: Secured Other 9.75%
Variable Rate Car Loans 10.75%
Variable Rate Loans & Lines of Credit: Unsecured Personal 12.00%
Variable Rate Consolidation Loans 14.00%
Home Equity Line of Credit (Variable) 5.25%
Residential Mortgages
6 Months Open 6.45%
1 Year Open 6.50%
1 Year 3.20%
2 Year 3.55%
3 Year 3.95%
4 Year 4.39%
5 Year 4.99%

Insurance

Item Rate
Base Rate (Effective September 9, 2010) 4.00%